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Getting Pre-Approved!
How long does it take to get pre-approved for a home loan? And how long does that pre-approval last? Great questions! Getting pre-approved can be a very fast process, it depends on how quickly you can help us navigate gathering documents and getting us all the necessary information. Sometimes you can be pre-approved within 24…
Find Out Your Home's Value!
We Will Save You Time, Hassle And Stress
We believe that people want to talk to and work with people when looking for the right home loan or refinance. That means no robots, no automatic calls that waste your time. We love technology and leverage it to the fullest but we still believe in speaking with our clients. We find that working with our clients directly we accomplish more in shorter time. We serve all communities in Washington State, Idaho, Oregon and Arizona. Nevada and California coming very soon. Contact us today and lets us serve your mortgage needs and find out why we trusted by so many.
Reviews
Here are just a few things we specialize in:
Evergreen Home Loans™
- Construction Loan-One Time Close
- Bridge Loan1
Fannie Mae
- Standard & High Balance Loan
- HomeReady®
- HomeStyle® Renovation
- Jumbo2
- High Loan-to-Value Refinance Option
Freddie Mac
- Standard & High Balance Loan
- Relief Refinance MortgageSMOpen Access
- Home Possible®
- Jumbo2
FHA
- Standard & High Balance Loan
- Refinance: Streamline and Cash Out
- 203K Renovation
- Home Equity Conversion Mortgage (HECM)
USDA
- Standard
- Existing Manufactured Housing
- Streamlined Assist Refinance Loans
VA
- Standard & High Balance Loan
- Refinance: Cash out and Interest Rate Reduction Refinancing Loan
- VA Renovation and One-Time Close Construction3
Other
- State Down Payment Assistance
- Reverse mortgages4
- Other local government assistance options available
- We currently lend in Washington, Idaho, Oregon, and Arizona (California and Nevada are coming soon)
HomeReady® and HomeStyle® are registered trademarks of Fannie Mae. Relief Refinance MortgageSM is a service mark of Freddie Mac. Home Possible® is a registered trademark of Freddie Mac.
- Borrower must be approved for the purchase of a new home with Evergreen Home Loans. The bridge loan closes simultaneously with the new purchase transaction.
- Credit score and/or LTV restrictions apply.
- VA One-Time Close (OTC) Construction loan and VA Renovation programs are brokered through American Financial Resources, Inc. Evergreen Home Loans is not affiliated with American Financial Resources.
- The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home. If the homeowner does not meet these loan obligations, then the loan will need to be repaid. Evergreen Home Loans is not the creditor for reverse mortgage loans. This information is believed to be accurate as of 08/19 and is subject to change without notice. Additional terms and restrictions apply. Ask for details