Posts by Ryan Dorman
The actual number of unemployed is less than many are reporting!
Three Things to Understand About Unemployment Statistics Tomorrow morning the Bureau of Labor Statistics will release the latest Employment Situation Summary, which will include the most current unemployment rate. It will be a horrific number. Many analysts believe unemployment could be greater than 20%. These numbers represent families across the nation that are not sure when (or if)…
Read MoreNational Rates Hit 52 Week Low
Here is a summary of where national rates are today. Rates are based on your scenario. For example higher credit or more equity in your home can help you qualify for a lower rate. We can help you Buy, Refinance to lower your rate and payment or drop mortgage insurance from your payment, take out equity…
Read MoreThis is not 1932….
Last Friday, the Bureau of Labor Statistics (BLS) released its latest jobs report. It revealed that the economic shutdown made necessary by COVID-19 caused the unemployment rate to jump to 14.7%. Many anticipate that next month the percentage could be even higher. These numbers represent the extreme hardship so many families are experiencing right now. That pain should…
Read MoreThink This Is a Housing Crisis? Think again.
5 Reasons why this market is far different than 2008! With all of the unanswered questions caused by COVID-19 and the economic slowdown were experiencing across the country today, many are asking if the housing market is in trouble. For those who remember 2008, it’s logical to ask that question. Many of us experienced financial…
Read MoreRemodel Your Home with an FHA 203k Home Loan
Update on Appraisals in response to COVID-19
We offer a 100% Digital Experience!
We’re available from anywhere and closing on time and as promised® In a fast changing market, Evergreen Home Loans™ is equipped to help close home loans with minimal disruptions. With our suite of digital mortgage tools and resources, home financing can happen from anywhere. Here’s how: Online application—apply for financing from any internet-enabled device. It’s…
Read MoreBuild your own home with a Construction Loan!
Frequently Asked Questions Q. What is the general loan approval process for a Construction Loan? A. The 4 major steps in the construction loan approval process are as follows: Builder Review: EHL is required to review and approve the builder you have chosen. Important Note: You should not rely on EHL’s builder approval process to…
Read MoreMarket Update
As the markets adjust here is what we are seeing.Video Like: https://youtu.be/tcwzE7tPvDw
Read MoreClosing the Retirement Gap Using Home Equity
Learning Objectives Section 1 The Basics Section 2 Program Features Section 3 Other Details Section 4 Loan Process Section 5 Scenarios and Uses Section 6 Summary The Importance of Home Equity “New academic research demonstrates how HECMs can play a vital role in retirement planning – not just as a tool of last resort but…
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