The Power of Homeownership

If you’re trying to decide if buying a home is worth it, consider the long-term benefits! Like building equity as home values grow over time. According to the FHFA, home values have increased by 315.7% since 1991. Home equity is one reason owning your own place can really pay off in the long run! Let’s…

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Reverse Mortgage Myths!

Common myths and misconceptions surrounding Reverse Mortgages, let’s clear some things up! Myth #1: The Bank Owns Your Home: not true! With a Reverse Mortgage, homeowners retain ownership and title of their home just like a traditional mortgage, the lender only has a lien against the property to secure the loan. Myth #2: You Can…

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Steps to Buying a Home!

Where to start when buying a home? Doing things in the right order can save you a lot time, stress and money! Step One: get pre-approved! Step Two: make a list of what you want and need in the home you want to buy Step Three: find a qualified, local real estate agent to help…

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The Significance of Mortgage Lending for Seniors!

For many seniors, their home represents a substantial portion of their wealth. Making informed decisions about mortgage lending can have a significant impact on their financial security and quality of life. Here are some key reasons why this topic is so crucial for seniors: Financial Stability in Retirement: Choosing the right mortgage option can help seniors…

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Let’s Talk About Down Payment!

There’s a lot of questions people have surrounding down payment–is 20% a requirement? Not at all, there are definitely other alternatives! There’s down payment assistance options, there’s programs that allow you to put 0% down or a little down. We’d love to coach you through it, give us a call today! 206-590-2414

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3 Steps When Buying A Home

There’s a few things to consider before you buy a home: 1- are you going to be living in the home for at least three years? 2- do you have a solid job and any savings for a down payment or other costs? 3- are you comfortable with the mortgage payment? We are here to…

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Getting Pre-Approved!

How long does it take to get pre-approved for a home loan? And how long does that pre-approval last? Great questions! Getting pre-approved can be a very fast process, it depends on how quickly you can help us navigate gathering documents and getting us all the necessary information. Sometimes you can be pre-approved within 24…

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Keep It Simple!

When buying a home, sometimes we over complicate things! Let’s breakdown the process as simply as possible: 1-Get your financing set up 2-Find the home you want to buy 3-Close on that home! While there are complications that can occur, it’s our top goal to walk you through every step of the way to make…

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Do I need a Co-Signer?

We often get questions from our borrowers about what happens if they don’t qualify for a home loan on their own? What options do you have for a co-signer? Can they be a family member or friend? A significant other? Or do you have to be married? We would be happy to coach you through…

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Common Homebuying Myths!

We talk to people all day long about buying homes and three of the most common misconceptions we get often are: 1-You have to have 20% for a downpayment 2-Your credit score has to be 700 or higher 3-You have to have been in the same job for 2 years These and many other myths…

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