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Waiting for 3% Mortgage Rates? You May Want to Rethink That

Last year, the Federal Reserve took action to bring down inflation. In response to that mortgage rates jumped up from the record lows we saw in 2021, stopping at just over 7% this last October. A lot of buyers decided...

We Will Save You Time, Hassle And Stress

We believe that people want to talk to and work with people when looking for the right home loan or refinance. That means no robots, no automatic calls that waste your time. We love technology and leverage it to the fullest but we still believe in speaking with our clients. We find that working with our clients directly we accomplish more in less time. We serve all communities in Washington, Idaho, Montana, California, Oregon, and Arizona (Nevada and Texas are coming soon). Contact us today and lets us serve your mortgage needs and find out why we are trusted by so many.

Reviews

We would highly recommend the Dorman team for any of your mortgage needs. We had an exceptional experience with them over the last several months and they make sure that you have a wonderful customer experience.

The Dorman team was extremely attentive when it came to my loan. They answered all my questions, went over everything in detail, and held my hand from beginning to end. Everyone was beyond friendly and all were a sheer pleasure to work with.

Awesome team! Made the home buying process seamless! Would highly recommend this group! Will work with them again in the future!

Truly a quick and painless Refi. There is something so much more to this company than just business. You really feel like you as a client are a part of something with them. If you ever wanted a friend in the Mortgage business just call the Dorman Team.

Frequent communication is very important to my husband and I and the entire team kept us in the loop regarding updates, things needed, etc. If I had a question, I always had a fast same-day response.

All members of team were quite responsive and kept us appraised of each issue and step in loan process. I always felt they had our best interests at heart and were looking after us. They also gave us sound financial advice and hooked us up with a financial advisor. I would recommend this group to anyone.

Here are just a few things we specialize in:

Evergreen Home Loans™

  • Construction Loan-One Time Close
  • Bridge Loan1

 

Fannie Mae

  • Standard & High Balance Loan
  • HomeReady®
  • HomeStyle® Renovation
  • Jumbo2
  • High Loan-to-Value Refinance Option

 

Freddie Mac

  • Standard & High Balance Loan
  • Relief Refinance MortgageSMOpen Access
  • Home Possible®
  • Jumbo2

 

FHA

  • Standard & High Balance Loan
  • Refinance: Streamline and Cash Out
  • 203K Renovation
  • Home Equity Conversion Mortgage (HECM)

USDA

  • Standard
  • Existing Manufactured Housing
  • Streamlined Assist Refinance Loans

 

VA

  • Standard & High Balance Loan
  • Refinance: Cash out and Interest Rate Reduction Refinancing Loan
  • VA Renovation and One-Time Close Construction3

 

Other

  • State Down Payment Assistance
  • Reverse mortgages4
  • Other local government assistance options available
  • We currently lend in Washington, Idaho, Montana, California, Oregon, and Arizona (Nevada and Texas are coming soon)
  • CashUp™

HomeReady® and HomeStyle® are registered trademarks of Fannie Mae. Relief Refinance MortgageSM is a service mark of Freddie Mac. Home Possible® is a registered trademark of Freddie Mac.

  1. Borrower must be approved for the purchase of a new home with Evergreen Home Loans. The bridge loan closes simultaneously with the new purchase transaction.
  2. Credit score and/or LTV restrictions apply.
  3. VA One-Time Close (OTC) Construction loan and VA Renovation programs are brokered through American Financial Resources, Inc. Evergreen Home Loans is not affiliated with American Financial Resources.
  4. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance. The borrower must maintain the home. If the homeowner does not meet these loan obligations, then the loan will need to be repaid. Evergreen Home Loans is not the creditor for reverse mortgage loans. This information is believed to be accurate as of 08/19 and is subject to change without notice. Additional terms and restrictions apply. Ask for details