Posts by Ryan Dorman
Home Price Appreciation Skyrocketed in 2021, What will it be in 2022?
One of the major story lines over the last year is how well the residential real estate market performed. One key metric in the spotlight is home price appreciation. According to the latest indices, home prices are skyrocketing this year. Here are the latest percentages showing the year-over-year increase in home price appreciation: The House Price…
Read MoreRefi Now!
Contact us today to see how a mortgage refinance can help you hit your financial goals. You can pay off debt, lower your rate, lower your payment, drop mortgage insurance if you have it now, use your equity to buy another home, and more! These record low rates will not wait for you. Take action…
Read MoreCashUp Program
Are you an agent looking for all the best options for your clients? Check out one of Evergreen Home Loans programs that can benefit both you and your clients! For more information call us at 206-466-4575 or visit us at Dorman Team
Read MoreTHINKING OF SELLING?
Some Highlights If you’re thinking of selling your house but don’t know what you should buy, know you do have options. Existing homes offer a wide variety of home styles, an established neighborhood, and lived-in charm. Meanwhile, new home construction lets you create your perfect home, cash in on energy efficiency, and minimize repairs. Whether…
Read MoreNew Mortgage Office In Chandler, Arizona
The Dorman Team is excited to announce our newest office location in Chandler, Arizona! We are ready to assist you with your financing needs in this new convenient location. The Dorman Team has over 180 years of combined experience to help with whatever situation comes our way. We believe in a personal experience – no…
Read MoreNew Refinance Option For Low Income Borrowers
Federal Housing Finance Agency (FHFA) announces new refinance option for low-income borrowers The Federal Housing Finance Agency (FHFA) announced that Fannie Mae (FNMA) and Freddie Mac (FHLMC) will offer a new refinance option for low-income borrowers starting this summer. Fannie Mae will call the new refinance option RefiNow and Freddie Mac will call it Refi…
Read MoreWhat Is the #1 Financial Benefit of Homeownership and is now a good time to buy?
There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming household wealth. As Freddie Mac explains: “Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and…
Read More2021 Conforming Loan Limits
Conforming Loan Limit Increases to $548,250 Which loans does this apply to? Conventional, conforming loans (those sold to or securitized by Fannie Mae and Freddie Mac, which is a vast majority of the market), both refinances and purchases.Does this apply to FHA/VA/USDA loans? Not immediately, and not equally. FHA will use the new number to…
Read MoreAre Home Prices Going To Drop?
I think this is the question that all home buyers are asking themselves in this market. Consider the following when buying today: Fist off “Housing wealth accumulation takes time and is built up by paying off the mortgage debt and by price appreciation. And while home prices can fall, home prices tend to recover and…
Read MoreThree tips for when you find the perfect home.
As we enter the final months of 2020 and continue to work through the challenges this year has brought, some of us wonder what impact continued economic uncertainty could have on home prices. Looking at the big picture, the rules of supply and demand will give us the clearest idea of what is to come.…
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