Blog
3 Steps When Buying A Home
There’s a few things to consider before you buy a home: 1- are you going to be living in the home for at least three years? 2- do you have a solid job and any savings for a down payment or other costs? 3- are you comfortable with the mortgage payment? We are here to…
Getting Pre-Approved!
How long does it take to get pre-approved for a home loan? And how long does that pre-approval last? Great questions! Getting pre-approved can be a very fast process, it depends on how quickly you can help us navigate gathering documents and getting us all the necessary information. Sometimes you can be pre-approved within 24…
Keep It Simple!
When buying a home, sometimes we over complicate things! Let’s breakdown the process as simply as possible: 1-Get your financing set up 2-Find the home you want to buy 3-Close on that home! While there are complications that can occur, it’s our top goal to walk you through every step of the way to make…
Do I need a Co-Signer?
We often get questions from our borrowers about what happens if they don’t qualify for a home loan on their own? What options do you have for a co-signer? Can they be a family member or friend? A significant other? Or do you have to be married? We would be happy to coach you through…
Common Homebuying Myths!
We talk to people all day long about buying homes and three of the most common misconceptions we get often are: 1-You have to have 20% for a downpayment 2-Your credit score has to be 700 or higher 3-You have to have been in the same job for 2 years These and many other myths…
A Home is a Powerful Investment
Going into 2023, there was a lot of talk about a possible recession that would cause the housing market to crash. Some of the media was even forecasting home prices to drop as much as 10-20%–and that made a lot of people a bit unsure about buying a home. But here’s what actually happened: home…
Raised Home Loan Limits in 2024!
Imagine turning the key to your dream home–a place where memories are made, and futures are built. In 2024, your dreams just got bigger because home loan limits have increased, bringing you closer to the home you’ve always desired. Whether you’re a first-time buyer or looking to upgrade, the new home loan limits for 2024…
$1 Trillion in Consumer Credit Card Debt?!
I’d like to share some information that could unlock some new possibilities for you! Over the last few years, mortgage rates have been a little bit of a roller coaster. It’s a shift that has left many uncertain about their financial future! Even though rates have gone up, they’re still historically low and with those…
Guiding Senior Loved Ones Through Mortgage Lending
As our senior parents or loved ones ages, financial planning becomes increasingly crucial. One aspect that demands careful consideration is mortgage lending options. Navigating these choices can be challenging, but with the right guidance and support, you can help your family members secure their financial future! The Significance of Mortgage Lending for Seniors For many…
Home Price Crash Coming- True or False?
According to Fannie Mae, 23% of Americans still think home prices will go drop low over the next year. But why do roughly 1 in 4 people feel that way? It has a lot to do with all the negative talk about home prices over the past year. Since late 2022, the media has created…