Blog
Stop Paying Your Landlord’s Mortgage
You’re already paying a mortgage–it’s just not your own! Here’s a few reasons why you should stop paying your landlord’s mortgage and build your own wealth. Home ownership can be a positive decision for creating wealth and balance. Here’s why: 1-Grow Your Equity What even is equity? It’s the balance between what your home is…
Building Wealth Through Homeownership
If you’re thinking of buying a home this year, make sure you factor in those long term benefits! On average nationwide, home prices appreciated by 288.7% over the last 30 years. This means homeowners grow their net worth significantly long term. Don’t miss out on starting your home wealth building opportunity and give us a…
Waiting for 3% Mortgage Rates? You May Want to Rethink That
Last year, the Federal Reserve took action to bring down inflation. In response to that mortgage rates jumped up from the record lows we saw in 2021, stopping at just over 7% this last October. A lot of buyers decided to hold off on their homebuying plans because of this increase in rates. Today the…
What do you know about Reverse Mortgages?
For a lot of people Reverse Mortgages are something they’ve either never heard of or are very unfamiliar with–so let’s break this program down! What’s the Difference between a Reverse Mortgage and a HECM (Home Equity Conversion Mortgage)? -HECM is backed by FHA/HUD with multiple safeguards in place to protect our seniors. Since it is…
Have You Considered Newly Built Homes?
If your home search options have been lacking, have you considered newly built? Read on to find out why you might have more opportunity and incentives than you realize! More Options to Choose from and Potential Builder Incentives When you’re looking to buy a home, you have the choice between an existing home–those that are…
Four Things That Help Determine Your Mortgage Rate
If you’ve been thinking of buying a home, you most likely have thought about securing the lowest interest rate possible for your home loan. The last few year that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking at how to combat…
What The Experts are Saying about 2023
Experts are now starting to make home price forecasts for 2023. Here’s what they’re saying: Most experts agree homes will continue to gain value, just at a slower pace. Over the past few years, home prices have risen at an unsustainable rate–leaving many to wonder how long it could last. If you’ve been wondering what…
What a Potential Recession Means for the Market
If you’re wondering what a potential recession could mean for the housing market, here’s a look at what history tells us: A recession doesn’t mean falling prices. In the graph above it shows in the last six recessions, home prices only fell two out of six times. A recession does mean falling mortgage rates. You…
Housing Market Forecast for the Rest of 2022
The housing market is shifting away from the intensity of the past two years. Here’s what experts forecast for the remainder of 2022. Highlights: The housing market is shifting away from the intensity of the past two years. Here’s what experts project for the remainder of 2022. Home prices are forecast to rise more moderately…
Get Your New Home Before Selling Your Current One!
Are you ready to step into the home of your dreams, but worried about listing and selling your current home? We have a solution for you! Evergreen Home Loans is offering a new program called StepUp. In 2 to 3 steps, you can be in the home of your dreams! How it works: Step 1:…