Blog
We offer a 100% Digital Experience!
We’re available from anywhere and closing on time and as promised® In a fast changing market, Evergreen Home Loans™ is equipped to help close home loans with minimal disruptions. With our suite of digital mortgage tools and resources, home financing can happen from anywhere. Here’s how: Online application—apply for financing from any internet-enabled device. It’s…
Build your own home with a Construction Loan!
Frequently Asked Questions Q. What is the general loan approval process for a Construction Loan? A. The 4 major steps in the construction loan approval process are as follows: Builder Review: EHL is required to review and approve the builder you have chosen. Important Note: You should not rely on EHL’s builder approval process to…
Market Update
As the markets adjust here is what we are seeing.Video Like: https://youtu.be/tcwzE7tPvDw
Closing the Retirement Gap Using Home Equity
Learning Objectives Section 1 The Basics Section 2 Program Features Section 3 Other Details Section 4 Loan Process Section 5 Scenarios and Uses Section 6 Summary The Importance of Home Equity “New academic research demonstrates how HECMs can play a vital role in retirement planning – not just as a tool of last resort but…
Build a Backyard Cottage in Thurston County
With housing inventory 40% lower than this time last year, it’s time to get creative! The City Of Lacey worked with Artisans Group to develop two pre-approved Backyard Cottage designs! Backyard Cottages, also called Accessory Dwelling Units (ADUs), are gaining in popularity due to their versatility. They can provide space for your family, friends and out of…
2020 Refi Boom is Official, But For How Long?
As interest rates moved in an ever-narrower pattern in the 2nd half of 2019, we looked to early 2020 to break that cycle, for better or worse. So far, 2020 has delivered on the promise of increased volatility, but not for the reasons anyone expected. There was a far better case to be made for…
Reverse Mortgage Purchases
You may have heard of Reverse Mortgages, but did you know there is such a thing as a Reverse Mortgage Purchase? Reverse Mortgage Purchases are one of the fastest growing but relatively unrecognized areas of the Real Estate Market. There are 76 million baby boomers, many of whom will be candidates for a reverse mortgage…
Three Reasons Why Pre-Approval Is the First Step
When the number of buyers in the housing market out numbers the number of homes for sale, it’s called a “seller’s market.” The advantage tips toward the seller as low inventory heats up the competition among those searching for a place to call their own. This can create multiple offer scenarios and bidding wars, making it tough for…
2020 Homebuying Checklist
Some Highlights: If you’re thinking of buying a home, plan ahead and stay on the right track, starting with pre-approval. Being proactive about the homebuying process will help set you up for success in each step. Make sure to work with a trusted real estate professional along the way, to help guide you through the homebuying steps specific to your…